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For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.

How Chime Became America's Biggest Digital Bank

⏲ 5:16 👁 12.6M

Greater Hospitality

Greater Hospitality Assistant General Manager Eric Brown Trailer

⏲ 2 minutes 7 seconds 👁 2K

Hotelier Channel

Assistant GeneralManager Responsibilities.

⏲ 3 minutes 6 seconds 👁 671

A tree has fallen along Jalan Sultan Ismail in front of Concorde Hotel in Kiuala Lumpur following a downpour, with several vehicles seen trapped under it.<br/><br/>Read more at https://shorturl.at/rAKQ8<br/><br/>WATCH MORE: https://thestartv.com/c/news<br/>SUBSCRIBE: https://cutt.ly/TheStar<br/>LIKE: https://fb.com/TheStarOnline

Tree falls in KL city with cars trapped under it

⏲ 2:15 👁 28.6M

Disney Parks Jobs

Hotel & Lodging Careers: Assistant Housekeeping Director

⏲ 2 minutes 46 seconds 👁 2.5K

Eugene Mans

DUTIES AND RESPONSIBILITIES OF HOTEL ASSISTANT ? | SEAMAN VLOG | CRUISE SHIP VLOG 2021

⏲ 5 minutes 3 seconds 👁 5.3K

Lucas Lancaster recorded the intense moment a tornado swept through a Hampton Inn in Bartlesville, Oklahoma, on May 6.

Intense moments captured on camera as tornado hits hotel

⏲ 0:44 👁 32.4M

Hotelier Channel

Job Description for Accounting Assistant in hotels

⏲ 1 minute 38 seconds 👁 10

Kaitlynn Asmr

ASMR You’re A Celebrity , I’m Your Assistant! *Pt 2* (Personal Attention, Paris Trip)

⏲ 22 minutes 9 seconds 👁 16.4K

Grammy award-winning singer Tyla gets ready for her first ever Met Gala. Go behind-the-scenes of Tyla's entire process as she gets her makeup done by the Pat McGrath team and slips into her skin-tight strapless gown by Balmain made of literal sand–a nod to the \

Tyla Gets Ready for Her First Met Gala

⏲ 6:10 👁 9.3M

JOB GUIDE ANIMATED

Hotel Assistant General Manager Interview Questions and Answers

⏲ 23 minutes 20 seconds 👁 23

Elite Hotels

Claudia Correia - Food and Beverage Assistant

⏲ 1 minute 15 seconds 👁 288

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