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Credit Card Delinquencies , Are on the Rise.<br/>New York Federal Reserve data that was published on May 15 shows that credit card delinquencies kept rising from January to March, Fox Business reports. .<br/>In Q1 2024, delinquencies reached <br/>8.9% at an annualized rate.<br/>America hasn't seen this high of a <br/>percentage of serious credit card <br/>delinquencies since 2012, Fox News reports. .<br/>In the first quarter of 2024, credit <br/>card and auto loan transition rates <br/>into serious delinquency continued <br/>to rise across all age groups, Joelle Scally, regional economic principal within the Household and <br/>Public Policy Research Division at the New York Fed, via Fox Business.<br/>An increasing number of borrowers <br/>missed credit card payments, <br/>revealing worsening financial <br/>distress among some households, Joelle Scally, regional economic principal within the Household and <br/>Public Policy Research Division at the New York Fed, via Fox Business.<br/>Researchers aren't sure why delinquencies <br/>are so high since the unemployment rate <br/>is low, but they have a few theories.<br/>One of those theories is that consumers drained savings throughout the pandemic <br/>but continue to spend at high levels.<br/>Another theory is that some Americans switched to jobs with lower salaries.<br/>Additionally, credit card eligibility may have been expanded for many whose student debt wasn't being reported to credit bureaus amid the pandemic.<br/>These are all kinds of complex issues. <br/>We don't exactly know what's behind the <br/>increase of these delinquency rates. But it's <br/>definitely something that we're tracking, New York Fed researchers, via Fox Business.<br/>The average annual percentage rate for <br/>credit cards hit a record of 20.72% recently.

Credit Card Delinquencies Are on the Rise

⏲ 1:31 👁 32.7M

MOHSIN EDITX 🖤🥀

ArashI am So Lonely Slowed x Reverbed Version || Full Chill Music

⏲ 4 minutes 6 seconds 👁 2M

Soul Tune

Alone Sad Jukebox [Slowed+Revered] Song ❤️ | Lofi Hits | Lofi | Chill Trap Beats

⏲ 21 minutes 24 seconds 👁 8.1M

These Signs Could Mean , It May Be Time for Therapy.<br/>We have all been through so much in the past few years and some of us have been hit harder than others.<br/>Experts say that constant feelings of anxiousness, irritability or sadness can be a signal that it may be time for professional help.<br/>When it’s really affecting how you live your life, is when we want you to reach out for support, Dr. Erica M. Richards, Sibley Memorial Hospital, via 'The New York Times'.<br/>Thoughts of self harm or a significant withdrawal from the people who have a positive influence in your life can also be warning signs.<br/>Everyone has <br/>occasional bad days, Brit Barkholtz, Licensed Independent Clinical Social Worker, via 'The New York Times'.<br/>But, if you’re having more days like that than not — and no matter how many friends you talk to, or sick days you take, , Brit Barkholtz, Licensed Independent Clinical Social Worker, via 'The New York Times'.<br/>... or strategies you try, it still seems like you’re not feeling any better — it could be time to look into therapy, Brit Barkholtz, Licensed Independent Clinical Social Worker, via 'The New York Times'.<br/>Shifts in eating or sleeping patterns and turning to alcohol or drugs for relief ...<br/>... are other signs that speaking with a <br/>professional therapist might be a good idea.<br/>What makes a therapist different from the people in your personal life who you trust ... .<br/> ... is that a therapist has the credentials “to hold really tough stuff that people bring to therapy.” .<br/>If you think you're ready to speak with a mental health professional, experts recommend that you begin by researching your options.<br/>The American Psychiatric Association provides a \

These Signs Could Mean It May Be Time for Therapy

⏲ 1:31 👁 14.4M

The Police

The Police - So Lonely (Official Music Video)

⏲ 3 minutes 5 seconds 👁 14.2M

Dreamy

Feel so alone💭Sad lofi hip hop mix

⏲ 57 minutes 50 seconds 👁 1.8M

Monroe Silver<br/><br/>\

Monroe Silver - Rebecca (1921)

⏲ 3:42 👁 75K

Today Best Lofi Song

Sad Lofi Songs | Alone Broken Lofi Song [ Slowed + Reverb ]

⏲ 26 minutes 39 seconds 👁 6.3M

First Love

Someone You Loved ♫ Sad songs playlist for broken hearts ~ Depressing Songs That Will Make You Cry

⏲ 2 hours 8 minutes 24 seconds 👁 1.9M

Eurovision is enjoyed by millions of people across the planet, countries from across Europe compete for the top spot, and except for a few outliers, the UK always does pretty badly. So with Wales being so talented musically and not being as politically divisive as the UK, maybe we should go it alone and see the land of song on the European stage.<br/>

Should Wales go it alone at Eurovision?

⏲ 2:0 👁 990K

Umbrella

Black Eyed Peas - Where Is The Love (Lyrics)

⏲ 5 minutes 35 seconds 👁 2.6M

Soft Music

LONELY (lyrics) Justin Bieber

⏲ 2 minutes 35 seconds 👁 495.4K

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