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A high-yield savings account is essentially the same as a traditional savings account with one key difference — high-yield savings accounts pay a higher than average APY on deposits. An APY, or annual percentage yield, is the amount of interest earned on an account in one year. The APY for high-yield savings accounts can be anywhere from 3% to over 5% — much higher than that of a traditional account. <br/><br/>Savings rates have been on the rise following a series of interest rate hikes by the Federal Reserve, as the central bank has sought to reduce inflation. The Fed opted to raise rates at the last meeting, raising the federal funds rate, a key bank lending rate, to a target range of 5.25%-5.50%. Experts believe that the Fed may raise rates again at the next meeting. Higher interest rates could potentially increase savings rates further, so many recommend locking in rates now while they're on the rise. Over time, rates will decrease as inflation cools.<br/><br/>Since the rate of return on high yield savings accounts is better than that of traditional savings accounts, you'll be able to accrue more cash over time. You can use our tool, in partnership with Bankrate, to compare savings rates today.

What Are High-Yield Savings Accounts?

⏲ 1:27 👁 27.2M

Payments Professor

What is a Bankers Bank?

⏲ 28 minutes 44 seconds 👁 817

Kurzgesagt – In a Nutshell

Banking Explained – Money and Credit

⏲ 6 minutes 10 seconds 👁 5.1M

Banknotes featuring the King’s portrait are being issued today, marking the first time that the sovereign has been changed on the Bank of England’s notes.The new banknotes will co-circulate alongside those featuring Queen Elizabeth II.The portrait of Charles is appearing on all four banknotes – the £5, £10, £20 and £50 – with no other alterations to the existing designs.

Royalists gather outside the Bank of England to collect new King Charles notes

⏲ 0:42 👁 15.3M

How Money Works

WTF Do Investment Bankers Actually Do?

⏲ 14 minutes 12 seconds 👁 717.4K

CNBC

Why Wealthy Americans Love UBS, The Secretive Swiss Banking Giant

⏲ 11 minutes 49 seconds 👁 263.5K

There are a lot of dark truths on the runway. Welcome to MsMojo, and today we’re counting down our picks for the most disturbing and shocking things about Tyra Banks’ modeling competition.

Top 10 Dark Truths About America's Next Top Model

⏲ 14:29 👁 3.3M

TWDW Towarzystwo Wisła Dla Wioślarzy

Warsaw Head 2024 - Relacja NA ŻYWO

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Raise Banking Knowledge

Bank DA May 24 |Da increased for bankers|bankers new da wef may 24|Da from may 24

⏲ 4 minutes 56 seconds 👁 661

The Bank of Canada cut its benchmark interest rate by 25 basis points, the first cut in four years. The price of Bitcoin rose above $71,000, its highest since March, settling around $70,900. Lower interest rates are generally good for risky assets like Bitcoin, as they make borrowing money cheaper and increase the money supply. The Bank of Canada governor said confidence in returning inflation to their 2% target has increased. The US Federal Reserve is expected to keep rates steady in June but cut by September according to market forecasts.

Bitcoin Soars Above $71,000, as Bank of Canada Cuts Interest Rates for the First Time in Four Years

⏲ 0:38 👁 760K

The Ramsey Show Highlights

Heated Debate Between Infinite Banker and Dave Ramsey

⏲ 9 minutes 34 seconds 👁 274.2K

TV100

Dünya Ekonomi Forumu'nun 2030 Kehanetleri | Özgür İfade

⏲ 12 minutes 22 seconds 👁 1.5K

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